![A beautiful New Zealand landscape](https://blog.southerncrosspartners.co.nz/hubfs/yoann-laheurte-oVGWiOe492Y-unsplash%20%281%29-1.jpg)
![A beautiful New Zealand landscape](https://blog.southerncrosspartners.co.nz/hubfs/yoann-laheurte-oVGWiOe492Y-unsplash%20%281%29-1.jpg)
![Couple watching the New Zealand sunset.](https://blog.southerncrosspartners.co.nz/hubfs/this-guy-0wj9UzI0nSg-unsplash-1.jpg)
![A beautiful New Zealand home](https://blog.southerncrosspartners.co.nz/hubfs/steve-prosser-C7AH4SGqpSw-unsplash%20%281%29.jpg)
![A New Zealand beach at sunset](https://blog.southerncrosspartners.co.nz/hubfs/casey-horner-C_dovODS39M-unsplash-1.jpg)
Even before the March 2020 lockdown, Southern Cross Partners was set up to operate fully remotely....
![A beautiful New Zealand property.](https://blog.southerncrosspartners.co.nz/hubfs/steve-prosser-C7AH4SGqpSw-unsplash.jpg)
With nearly 25 years’ experience, Southern Cross Partners runs a specialist lending division that...
![](https://blog.southerncrosspartners.co.nz/hubfs/this-guy-0wj9UzI0nSg-unsplash-3.jpg)
Our focus at SCP is all about helping people start new opportunities. In our last newsletter we...
![](https://blog.southerncrosspartners.co.nz/hubfs/steve-prosser-C7AH4SGqpSw-unsplash%20%281%29-1.jpg)
The banks have long been at the mercy of loan-to-value ratios (LVR) when it comes to lending. But...
![Man on top of snowy mountain](https://blog.southerncrosspartners.co.nz/hubfs/katie-mcbroom-3VxWVoU4XLE-unsplash_300x175.jpg)
In this COVID world a lot can change within a day, like it did on Tuesday the 17th of August. But...
![beach sunset](https://blog.southerncrosspartners.co.nz/hubfs/petr-vysohlid-9fqwGqGLUxc-unsplash.jpg)
Heather Kentsley, Investment Manager, Southern Cross Partners
When I joined Southern Cross Partners...
![house being built](https://blog.southerncrosspartners.co.nz/hubfs/152662302444280233-10%20-%20Copy-1.jpeg)
During the last few months, we’ve seen a significant increase in applications for construction...