The short answer is the bulk of our loan applications come from our network of trusted mortgage...

As 2024 draws to a close, Cam Harper, SCP Managing Partner, reflects on the challenges and...

As you get older, ideally your transition into retirement will be stress free. You’ll feel as...

The continuing slide of the OCR have seen an increase in enquiries for investments that offer...

There are many different ways to invest your money. Check out our beginner’s guide to common...

The Reserve Bank cut the OCR by 50 basis points to 4.75% this month. You might be wondering what...

Peer-to-peer lending has perks for borrowers in need of finance, and for investors who want to...

We’re all about doing rigorous due diligence at Southern Cross Partners. This includes...

Investing with real estate could be a great way to generate income and a fantastic addition to a...

Retiring often feels like a far-off concept. But as we know, time flies, and the longer we kick...

Welcome to another edition of ‘On the Portal’, our monthly blog detailing some of the new loans...

Two weeks ago, the RBNZ cut the OCR to 5.25% amid a flurry of interest rate changes both in...

Southern Cross Partners offers short-term lending solutions when the banks won't. When we receive...

Welcome to another edition of ‘On the Portal’, our monthly blog detailing some of the new loans...

Welcome to another Loan Lowdown. 

SCP saw a record number of loans drawn this month, despite the...

Southern Cross Partners Managing Partner, Cam Harper, shares a quarterly market update for our ...

Southern Cross Partners Managing Partner, Cam Harper, delivers his quarterly market update for our...

Welcome to another Loan Lowdown. Here’s a snapshot of some of our bespoke loans from the past month...

Welcome to another edition of ‘On the Portal’, our monthly blog detailing some of the new loans...

Southern Cross Partners is in the business of providing borrowers with short-term property finance...

Welcome to our second edition of ‘On the Portal’, our new monthly blog detailing some of the new...

Our BDMs have been working with advisers to provide bespoke lending solutions for their clients. ...

Our BDMs have been working with advisers to provide bespoke lending solutions for their clients up...

At SCP we believe you should know where your money is, and what’s happening with it all the...

Welcome to the first edition of ‘on the portal’, a new monthly blog detailing some of the new...

From cost-of-living pressures to high interest rates, it’s tough out there for your clients.We’re...

While you may not see much of him, our Managing Partner Cam Harper plays an integral role in...

What happens to your investments after you pass away?

In this month’s Loan Lowdown, we’re highlighting some of our recent regional loans. While the bulk...

Specialist lending, also known as non-bank lending, is made for loans that don’t quite fit the...

Southern Cross Partners Managing Partner, Cam Harper, delivers an end of financial year update for...

Our dedicated investment team works hard to ensure our investors have a great customer experience...

From construction projects to expanding property portfolios, we love nothing more than seeing our...

Welcome to our end of financial year wrap up.

Thank you to everyone who took the time to respond to our survey last month. We received over 200...

With the summer holidays well behind us, February is always the month things start to ramp up in...

As a specialist lender with a long history in construction lending, SCP is used to handling new...

Our dedicated investment team works hard to ensure our investors have a great customer experience...

Notwithstanding it was an election year, our loan book grew steadily in 2023. And with 2024 now...

Our dedicated investment team works hard to ensure our investors have a great customer experience...

In this instalment of the Loan Lowdown, we look at an investment property purchase in Auckland, a...

In the nearly 30 years Southern Cross Partners has been operating we have seen many peaks and...

At Southern Cross Partners we offer specialist property lending for situations that don’t fit bank...

Southern Cross Partners’ investment team is made up of Heather, Simone, Ross, and Victoria who all...

Over the past few months, you may have noticed our website has been going through a makeover. In...

At Southern Cross Partners we have a team of very talented people who go above and beyond for our...

Southern Cross Partners has been helping Kiwis get from A to B through specialist lending for...

With nearly three decades of mortgage lending under our belts, we know a thing or two about...

As a peer-to-peer lender, Southern Cross Partners helps Kiwis achieve financial freedom through...

During the second half of the year, we’ve seen a large increase in advisers coming to us with new...

Specialist lending is for situations needing special attention. Our advisers come to us when their...

With more than 25 years’ experience, Southern Cross Partners has seen many elections come and go....

In the lead-up to the holiday period, we tend to see our loan pipeline gather lots of momentum at...

Construction investments can be a tricky concept to understand. For this reason, we often find...

Financial scams are on the rise. Last year Kiwis lost a record $20 million in financial scams...

At Southern Cross Partners, we like nothing more than to see clients achieve their financial goals.

Southern Cross Partners is a specialist lender. This means we come in when your clients’ loans...

By Christina Leung, Principal Economist for the New Zealand Institute of Economic Research

The...

At Southern Cross Partners, we like nothing more than to see clients achieve their financial goals.

For more than 25 years we’ve provided investors with thousands of opportunities to invest in...

By Christina Leung, Principal Economist for the New Zealand Institute of Economic Research

The...

At Southern Cross Partners, we're all about helping people seize new opportunities with our...

Our lending team has been hard at work helping financial advisers secure deals with Southern Cross...

Occasionally we have Secondary Market opportunities on the Investor Portal when an investor...

At Southern Cross Partners, we strive to help all Kiwis achieve financial freedom through...

While it’s no surprise to many, QV’s April House Price Index shows house prices continue to fall....

By Christina Leung, Principal Economist for the New Zealand Institute of Economic Research

By Christina Leung, Principal Economist for the New Zealand Institute of Economic Research

REINZ...

Southern Cross Partners taps into New Zealand’s love for property with our specialist peer-to-peer...

This month’s loans cover investment property purchases and property equity releases, helping secure...

Trade Me’s listings from November 2022 to January 2023 reflect the first three-month period where...

Sometimes business is going well and sometimes there’s room for improvement. In the first two...

Southern Cross Partners is a specialist lender passionate about getting Kiwis from A to B with...

By Christina Leung, Principal Economist for the New Zealand Institute of Economic Research

The...

Last year we migrated to our new investor portal with great success. The new portal provides a...

Stories of investment scams and people being swindled out of their hard-earned money are becoming...

By Christina Leung, Principal Economist for the New Zealand Institute of Economic Research

There...

In 2022 we saw record-breaking growth in residential construction costs. However, CoreLogic’s...

Southern Cross Partners is a specialist lender, and our focus is on getting your clients from A to...

This year we look forward to connecting with new and existing brokers who come to us with their...

With economic hardship expected to increase for many this year, we’re focused on attracting high...

By Christina Leung, Principal Economist for the New Zealand Institute of Economic Research

The...

Southern Cross Partners is a specialist lender passionate about getting Kiwis from A to B. Whether...

Thank you also for all the wonderful feedback we have received about the new portal. We are...

Southern Cross Partners has been based in Auckland’s Howick for more than 25 years. In that time,...

The laws governing financial advisers in New Zealand have changed. Are you on track to meet the new...

For more than 25 years we’ve been focused on helping people start new opportunities. But as...

By Christina Leung, Principal Economist for the New Zealand Institute of Economic Research

The...

With the introduction of our new investor portal, we thought it would be a perfect time to remind...

We’ve developed a range of guides and videos to demonstrate how to complete all functions in our...

Barry and Julia Milward launched Southern Cross Partners 26 years ago, naming the company after...

At Southern Cross Partners, we provide short-term flexible lending solutions to get your clients...

By Christina Leung, Principal Economist for the New Zealand Institute of Economic Research

The...

Many of you may have heard we’re working on a new investing experience for you all. We’re excited...

In our most recent webinar, we were joined by Christina Leung, Principal Economist for the New...

Despite some loans making perfect sense, some banks don’t want to lend on them regardless. A...

Most people spend hours on social media each week. While that’s largely for entertainment, many...

It probably comes as no surprise that the latest research from the Real Estate Institute of New...

Last month we held our second investor Q&A webinar. It’s great to have investors come along and...

Our focus at Southern Cross Partners is all about helping people start new opportunities.

One of the most common questions we get from financial advisors who are new to specialist lending...

Even before the March 2020 lockdown, Southern Cross Partners was set up to operate fully remotely....

With nearly 25 years’ experience, Southern Cross Partners runs a specialist lending division that...

Christina Leung, Principal Economist and Head of the Auckland Office, NZIER 

Our focus at SCP is all about helping people start new opportunities. In our last newsletter we...

The banks have long been at the mercy of loan-to-value ratios (LVR) when it comes to lending. But...

Christina Leung, Principal Economist and Head of the Auckland Office, NZIER 

In this COVID world a lot can change within a day, like it did on Tuesday the 17^th of August. But...

Heather Kentsley, Investment Manager, Southern Cross Partners

When I joined Southern Cross Partners...

During the last few months, we’ve seen a significant increase in applications for construction...

Social media is a great tool to market your business to new clients and keep in touch with existing...

As a specialist lender we don’t compete with bank lending. We bridge the gap to bank lending.

Christina Leung, Principal Economist and Head of the Auckland Office, NZIER 

In March 2021, the way property investors are taxed in New Zealand changed. Over time we expect...

Hend Abdel Salam, Business Development Manager - Lending

Christina Leung, Principal Economist and Head of the Auckland Office for NZIER

Budget 2021 is a key...

Southern Cross Partners loans are mostly short-term, bridging loans, but what does that mean? There...

As an investor, one of the key evaluations to take into consideration when making investment...

In early November, Southern Cross Partners awarded its first full tertiary scholarship, and two...

Every loan application mortgage advisors deal with is different. Every person has a story to tell...

As with all financial decisions you will make in your life, there are many options and not all of...

As the economy changes and new regulations begin to be introduced, the landscape is changing for...

One of the biggest apprehensions we hear from Kiwis looking into peer-to-peer investment...

In the middle of a financial crisis like COVID-19, it's completely understandable to feel anxious...

Traditionally the stock market has been the 'go-to' space for investors to build a portfolio and...

Pair-to-pair lending is an excellent opportunity for both borrowers and lenders to bypass the...

If you're considering making an investment in a non-bank lending option, we understand that you...

The low interest rate environment that we’ve been operating in for a while now sees no sign of...

If you're looking to invest in peer-to-peer lending and finance borrowers who have opted for a...

So the bank rates are rapidly declining and you are looking for alternative ways to invest. 

You...

There are plenty of investment options out in the market place for you to choose from - stocks,...

We all know that New Zealand investors have had a love affair with owning and investing in property...

As an investor, you already know the importance of investing your money instead of hoarding it. A...

Recession - the word itself can cause panic among the masses. With a recession comes unemployment,...

Almost all investments come with their own risks and rewards.

Ideally, your investments should...

As you move closer to retirement or if you have retired already, one of the biggest challenges for...

Retirement is the time to enjoy the fruits of your labour. Less work and more play - you've earned...

Here at Southern Cross Partners we’ve become aware that New Zealand parents are finding it harder...

Proposals to make mortgage advisers disclose commissions are a good thing that will help protect...

When you’re retired, you want to be able to maintain a reasonable income level while still accruing...

Established in 1997 as Southern Cross Finance Limited, the company was born to assist everyday New...

Banks want finished houses, and builders want to build them. It seems like a match made in Heaven,...

The Global Financial Crisis led to the Government and the Financial Markets Authority (FMA) making...

South Korea has recently called for New Zealand to lead the regulation of cryptocurrencies....