![Investing with SCP whatever the weather](https://blog.southerncrosspartners.co.nz/hubfs/Family%20resized.png)
![Investing with SCP whatever the weather](https://blog.southerncrosspartners.co.nz/hubfs/Family%20resized.png)
![](https://blog.southerncrosspartners.co.nz/hubfs/pexels-a-darmel-7642117_resized.png)
Southern Cross Partners offers short-term lending solutions when the banks won't. When we receive...
![](https://blog.southerncrosspartners.co.nz/hubfs/Old%20lady%20resized.png)
Welcome to another edition of ‘On the Portal’, our monthly blog detailing some of the new loans...
![](https://blog.southerncrosspartners.co.nz/hubfs/pexels-expect-best-79873-323772_resized.png)
Welcome to another Loan Lowdown.
SCP saw a record number of loans drawn this month, despite the...
![](https://blog.southerncrosspartners.co.nz/hubfs/Ocean%20sunset-1.jpg)
Southern Cross Partners Managing Partner, Cam Harper, shares a quarterly market update for our ...
![](https://blog.southerncrosspartners.co.nz/hubfs/cpi%202x1-1.jpg)
Southern Cross Partners Managing Partner, Cam Harper, delivers his quarterly market update for our...
![](https://blog.southerncrosspartners.co.nz/hubfs/Southern%20Cross%20Partners_Sponsored%20Content_Image%20.jpg)
Welcome to another Loan Lowdown. Here’s a snapshot of some of our bespoke loans from the past month...
![](https://blog.southerncrosspartners.co.nz/hubfs/borrows-equity-2-1-small.png)
Welcome to another edition of ‘On the Portal’, our monthly blog detailing some of the new loans...
![](https://blog.southerncrosspartners.co.nz/hubfs/pexels-monicore-134065.jpg)
Southern Cross Partners is in the business of providing borrowers with short-term property finance...
![Logging into the portal](https://blog.southerncrosspartners.co.nz/hubfs/pexels-shvets-production-7545266.jpg)
Welcome to our second edition of ‘On the Portal’, our new monthly blog detailing some of the new...
![Investing with SCP whatever the weather](https://blog.southerncrosspartners.co.nz/hubfs/pexels-harrisonhaines-3536488.jpg)
![Beach town in New Zealand](https://blog.southerncrosspartners.co.nz/hubfs/loan%20lowdown%20mar%202-1.jpg)
Our BDMs have been working with advisers to provide bespoke lending solutions for their clients. ...
![Beach town in New Zealand](https://blog.southerncrosspartners.co.nz/hubfs/kate-antamanova-g5v3pG5fj9k-unsplash.jpg)
Our BDMs have been working with advisers to provide bespoke lending solutions for their clients up...
![](https://blog.southerncrosspartners.co.nz/hubfs/SCP%20Portal.jpg)
At SCP we believe you should know where your money is, and what’s happening with it all the...
![](https://blog.southerncrosspartners.co.nz/hubfs/dan-burton-CuCSy7zYrdA-unsplash.jpg)
Welcome to the first edition of ‘on the portal’, a new monthly blog detailing some of the new...
![](https://blog.southerncrosspartners.co.nz/hubfs/Box.jpg)
From cost-of-living pressures to high interest rates, it’s tough out there for your clients.We’re...
![SCP managing partner Cam Harper](https://blog.southerncrosspartners.co.nz/hubfs/cam%20head%20shot.png)
While you may not see much of him, our Managing Partner Cam Harper plays an integral role in...
![](https://blog.southerncrosspartners.co.nz/hubfs/explaining-specialist-lending-2x1.png)
What happens to your investments after you pass away?
![Beach town in New Zealand](https://blog.southerncrosspartners.co.nz/hubfs/what-investments-2x1%20small.png)
In this month’s Loan Lowdown, we’re highlighting some of our recent regional loans. While the bulk...
![](https://blog.southerncrosspartners.co.nz/hubfs/loan-lowdown-2-1-small.png)
Specialist lending, also known as non-bank lending, is made for loans that don’t quite fit the...
![](https://blog.southerncrosspartners.co.nz/hubfs/david-marcu-wcHCzgo0_mQ-unsplash-1.jpg)
Southern Cross Partners Managing Partner, Cam Harper, delivers an end of financial year update for...
![Victoria Lehmann](https://blog.southerncrosspartners.co.nz/hubfs/IMG-20221001-WA0026.jpg)
Our dedicated investment team works hard to ensure our investors have a great customer experience...
![](https://blog.southerncrosspartners.co.nz/hubfs/tom-rumble-7lvzopTxjOU-unsplash.jpg)
From construction projects to expanding property portfolios, we love nothing more than seeing our...
![](https://blog.southerncrosspartners.co.nz/hubfs/survey-beach-2x1.jpg)
Welcome to our end of financial year wrap up.
![](https://blog.southerncrosspartners.co.nz/hubfs/Newsletter/scp-blog-investment.png)
Thank you to everyone who took the time to respond to our survey last month. We received over 200...
![](https://blog.southerncrosspartners.co.nz/hubfs/Newsletter/Sept_19/shutterstock_173522399.jpg)
With the summer holidays well behind us, February is always the month things start to ramp up in...
![Wooden frame of a house being constructed](https://blog.southerncrosspartners.co.nz/hubfs/152662302444280233-10%20-%20Copy.jpeg)
As a specialist lender with a long history in construction lending, SCP is used to handling new...
![](https://blog.southerncrosspartners.co.nz/hubfs/Ross%20Latham.jpg)
Our dedicated investment team works hard to ensure our investors have a great customer experience...
![Auckland pink bike path, with Auckland CBD skyline in the background](https://blog.southerncrosspartners.co.nz/hubfs/thant-zin-oo-ULAwIM4ISaw-unsplash.jpg)
Notwithstanding it was an election year, our loan book grew steadily in 2023. And with 2024 now...
![Simone Vincent - SCP Investment BDM](https://blog.southerncrosspartners.co.nz/hubfs/SV%20headshot.png)
Our dedicated investment team works hard to ensure our investors have a great customer experience...
![](https://blog.southerncrosspartners.co.nz/hubfs/Christchurch%20suburb.jpg)
In this instalment of the Loan Lowdown, we look at an investment property purchase in Auckland, a...
![City skyline and waterfront at sunset](https://blog.southerncrosspartners.co.nz/hubfs/BLOG_mar22_global-economic-tsunami.jpg)
In the nearly 30 years Southern Cross Partners has been operating we have seen many peaks and...
![White villas with grey roofs in NZ](https://blog.southerncrosspartners.co.nz/hubfs/Southern%20Cross%20Partners_Sponsored%20Content_Image%20-1.jpg)
At Southern Cross Partners we offer specialist property lending for situations that don’t fit bank...
![Heather Kentsley - SCP Investment Manager](https://blog.southerncrosspartners.co.nz/hubfs/H%20Kentsley%20headshot%20email.jpg)
Southern Cross Partners’ investment team is made up of Heather, Simone, Ross, and Victoria who all...
![Homepage of Southern Cross Partners Website](https://blog.southerncrosspartners.co.nz/hubfs/SCP%20website%20homepage.jpg)
Over the past few months, you may have noticed our website has been going through a makeover. In...
![](https://blog.southerncrosspartners.co.nz/hubfs/residential-refinance%20%231.png)
At Southern Cross Partners we have a team of very talented people who go above and beyond for our...
![Auckland harbour on a sunny day with the CBD in the background](https://blog.southerncrosspartners.co.nz/hubfs/aukland-g389dc8ba8_1920.jpg)
Southern Cross Partners has been helping Kiwis get from A to B through specialist lending for...
![A mug of coffee next to a laptop and a notepad.](https://blog.southerncrosspartners.co.nz/hubfs/andrew-neel-cckf4TsHAuw-unsplash.jpg)
With nearly three decades of mortgage lending under our belts, we know a thing or two about...
![Person sitting at a laptop, with a notebook next to them. The person is using hand gestures to explain something](https://blog.southerncrosspartners.co.nz/hubfs/insider%20guide%20558x279-small.jpg)
As a peer-to-peer lender, Southern Cross Partners helps Kiwis achieve financial freedom through...
![](https://blog.southerncrosspartners.co.nz/hubfs/kate-antamanova-g5v3pG5fj9k-unsplash-1.jpg)
During the second half of the year, we’ve seen a large increase in advisers coming to us with new...
![](https://blog.southerncrosspartners.co.nz/hubfs/best%20application%20558x279.jpg)
Specialist lending is for situations needing special attention. Our advisers come to us when their...
![Person submitting an envelope containing their vote](https://blog.southerncrosspartners.co.nz/hubfs/arnaud-jaegers-IBWJsMObnnU-unsplash.jpg)
With more than 25 years’ experience, Southern Cross Partners has seen many elections come and go....
![Overview of a city in New Zealand](https://blog.southerncrosspartners.co.nz/hubfs/the%20loan%20lowdown%20558x279.png)
In the lead-up to the holiday period, we tend to see our loan pipeline gather lots of momentum at...
![Crane at sunset in Auckland from below.](https://blog.southerncrosspartners.co.nz/hubfs/invest%20in%20construction%202-1.jpg)
Construction investments can be a tricky concept to understand. For this reason, we often find...
![Laptop keyboard with pink and red lighting](https://blog.southerncrosspartners.co.nz/hubfs/aryan-dhiman-iGLLtLINSkw-unsplash.jpg)
Financial scams are on the rise. Last year Kiwis lost a record $20 million in financial scams...
![New Zealand suburbs seen from a hill](https://blog.southerncrosspartners.co.nz/hubfs/loan%20lowdown%20mar%202-1.jpg)
At Southern Cross Partners, we like nothing more than to see clients achieve their financial goals.
![Professional advisors making calculations on paper](https://blog.southerncrosspartners.co.nz/hubfs/Calculations.jpg)
Southern Cross Partners is a specialist lender. This means we come in when your clients’ loans...
![Snow covered mountains](https://blog.southerncrosspartners.co.nz/hubfs/cpi%202x1.jpg)
By Christina Leung, Principal Economist for the New Zealand Institute of Economic Research
The...
![New Zealand suburbs seen from a hill](https://blog.southerncrosspartners.co.nz/hubfs/loan%20lowdown%20mar%202-1.jpg)
At Southern Cross Partners, we like nothing more than to see clients achieve their financial goals.
![Construction at magic hour](https://blog.southerncrosspartners.co.nz/hubfs/invest%20in%20construction%202-1.jpg)
For more than 25 years we’ve provided investors with thousands of opportunities to invest in...
![Early morning light on Mt Sefton](https://blog.southerncrosspartners.co.nz/hubfs/SCP%20Blog%20-%20Interest%20Rate%20Peak.jpg)
By Christina Leung, Principal Economist for the New Zealand Institute of Economic Research
The...
![New Zealand suburbs seen from a hill](https://blog.southerncrosspartners.co.nz/hubfs/loan%20lowdown%20mar%202-1.jpg)
At Southern Cross Partners, we're all about helping people seize new opportunities with our...
![](https://blog.southerncrosspartners.co.nz/hubfs/SCP%20Blog%20-%20Keeping%20Valuations.jpg)
Our lending team has been hard at work helping financial advisers secure deals with Southern Cross...
![A family of surfers walking along the beach in the sun](https://blog.southerncrosspartners.co.nz/hubfs/SCP%20Blog%20-%20Secondary%20Market.jpg)
Occasionally we have Secondary Market opportunities on the Investor Portal when an investor...
![](https://blog.southerncrosspartners.co.nz/hubfs/iStock-182479719.jpg)
At Southern Cross Partners, we strive to help all Kiwis achieve financial freedom through...
![Sun breaking through the clouds above Lake Tekapo](https://blog.southerncrosspartners.co.nz/hubfs/SCP%20Blog%20-%20Keeping%20Valuations.jpg)
![Christchurch as seen from a Gondola](https://blog.southerncrosspartners.co.nz/hubfs/SCP%20Blog%20-%20Simon%20Annoucement.jpg)
![Auckland City as seen on a sunny day from One Tree Hill](https://blog.southerncrosspartners.co.nz/hubfs/SCP%20Blog%20-%20Maximise%20Commissions.jpg)
While it’s no surprise to many, QV’s April House Price Index shows house prices continue to fall....
![Early morning light on Mt Sefton](https://blog.southerncrosspartners.co.nz/hubfs/SCP%20Blog%20-%20Interest%20Rate%20Peak.jpg)
By Christina Leung, Principal Economist for the New Zealand Institute of Economic Research
The...![Dunedin blanketed in fog](https://blog.southerncrosspartners.co.nz/hubfs/stephen-crowley-35K9ZdFrWiA-unsplash.jpg)
By Christina Leung, Principal Economist for the New Zealand Institute of Economic Research
REINZ...
![Orange houses on a hill in Wellington](https://blog.southerncrosspartners.co.nz/hubfs/invest%20in%20property%202-1.jpg)
Southern Cross Partners taps into New Zealand’s love for property with our specialist peer-to-peer...
![New Zealand suburbs seen from a hill](https://blog.southerncrosspartners.co.nz/hubfs/loan%20lowdown%20mar%202-1.jpg)
This month’s loans cover investment property purchases and property equity releases, helping secure...
![A calm beach](https://blog.southerncrosspartners.co.nz/hubfs/shaky%20market%202-1.jpg)
Trade Me’s listings from November 2022 to January 2023 reflect the first three-month period where...
![A deal being made with a handshake](https://blog.southerncrosspartners.co.nz/hubfs/borrows-equity-2-1.png)
Sometimes business is going well and sometimes there’s room for improvement. In the first two...
![Townhouses on a New Zealand street](https://blog.southerncrosspartners.co.nz/hubfs/loan-lowdown-2-1.png)
Southern Cross Partners is a specialist lender passionate about getting Kiwis from A to B with...
![A river between two forests](https://blog.southerncrosspartners.co.nz/hubfs/ocr-feb23-2-1.png)
By Christina Leung, Principal Economist for the New Zealand Institute of Economic Research
The...
![The homepage of the Southern Cross Partners portal](https://blog.southerncrosspartners.co.nz/hubfs/portal-faqs-2-1.png)
Last year we migrated to our new investor portal with great success. The new portal provides a...
![A computer in low light](https://blog.southerncrosspartners.co.nz/hubfs/investment-scams-2-1.png)
Stories of investment scams and people being swindled out of their hard-earned money are becoming...
![A stormy lake between mountains](https://blog.southerncrosspartners.co.nz/hubfs/business-confidence-2x1.png)
By Christina Leung, Principal Economist for the New Zealand Institute of Economic Research
There...
![Beach side New Zealand town](https://blog.southerncrosspartners.co.nz/hubfs/what-investments-2x1.png)
In 2022 we saw record-breaking growth in residential construction costs. However, CoreLogic’s...
![Lighthouse at sunset](https://blog.southerncrosspartners.co.nz/hubfs/explaining-specialist-lending-2x1.png)
Southern Cross Partners is a specialist lender, and our focus is on getting your clients from A to...
![Small town in New Zealand](https://blog.southerncrosspartners.co.nz/hubfs/lending-focus-2x1.png)
This year we look forward to connecting with new and existing brokers who come to us with their...
![Snowy mountain, Milford Track](https://blog.southerncrosspartners.co.nz/hubfs/looking-after-2x1.png)
With economic hardship expected to increase for many this year, we’re focused on attracting high...
![](https://blog.southerncrosspartners.co.nz/hubfs/labour%20market.png)
By Christina Leung, Principal Economist for the New Zealand Institute of Economic Research
The...
![New Zealand city skyline](https://blog.southerncrosspartners.co.nz/hubfs/the%20loan%20lowdown%202-1.png)
Southern Cross Partners is a specialist lender passionate about getting Kiwis from A to B. Whether...
![The Southern Cross Partners portal](https://blog.southerncrosspartners.co.nz/hubfs/portal%20tips%202-1.png)
Thank you also for all the wonderful feedback we have received about the new portal. We are...
![Welcome to Howick College sign](https://blog.southerncrosspartners.co.nz/hubfs/howick%20scholarship%202-1.png)
Southern Cross Partners has been based in Auckland’s Howick for more than 25 years. In that time,...
![](https://blog.southerncrosspartners.co.nz/hubfs/adana-hulett-ZB74i9gDyZc-unsplash.jpg)
The laws governing financial advisers in New Zealand have changed. Are you on track to meet the new...
![](https://blog.southerncrosspartners.co.nz/hubfs/kate-antamanova-g5v3pG5fj9k-unsplash.jpg)
For more than 25 years we’ve been focused on helping people start new opportunities. But as...
![](https://blog.southerncrosspartners.co.nz/hubfs/glendhu%20bay%20big.png)
By Christina Leung, Principal Economist for the New Zealand Institute of Economic Research
The...
![](https://blog.southerncrosspartners.co.nz/hubfs/computer%20safety%20558x279.png)
With the introduction of our new investor portal, we thought it would be a perfect time to remind...
![](https://blog.southerncrosspartners.co.nz/hubfs/investor%20portal%20guide%20558x279%20v2.png)
We’ve developed a range of guides and videos to demonstrate how to complete all functions in our...
Barry and Julia Milward launched Southern Cross Partners 26 years ago, naming the company after...
![Discussion around a table](https://blog.southerncrosspartners.co.nz/hubfs/dylan-gillis-KdeqA3aTnBY-unsplash.jpg)
At Southern Cross Partners, we provide short-term flexible lending solutions to get your clients...
![Auckland skyline](https://blog.southerncrosspartners.co.nz/hubfs/henry-mcintosh-xbo-Hz_Gs74-unsplash.jpg)
By Christina Leung, Principal Economist for the New Zealand Institute of Economic Research
The...
Many of you may have heard we’re working on a new investing experience for you all. We’re excited...
![A rainbow over a New Zealand town](https://blog.southerncrosspartners.co.nz/hubfs/samuel-ferrara-WJevAg059Mc-unsplash.jpg)
In our most recent webinar, we were joined by Christina Leung, Principal Economist for the New...
![person talking at a desk](https://blog.southerncrosspartners.co.nz/hubfs/headway-5QgIuuBxKwM-unsplash.jpg)
Despite some loans making perfect sense, some banks don’t want to lend on them regardless. A...
![Social media apps on a phone](https://blog.southerncrosspartners.co.nz/hubfs/jeremy-bezanger-OXrk8fG2aig-unsplash.jpg)
Most people spend hours on social media each week. While that’s largely for entertainment, many...
![Tauranga from the top of Mount Maunganui](https://blog.southerncrosspartners.co.nz/hubfs/koon-chakhatrakan-p2sRX5ww7DE-unsplash.jpg)
It probably comes as no surprise that the latest research from the Real Estate Institute of New...
![Hills near Akaroa](https://blog.southerncrosspartners.co.nz/hubfs/michael-w9MeSCK0imA-unsplash.jpg)
Last month we held our second investor Q&A webinar. It’s great to have investors come along and...
![An empty road heading towards a rainy mountain](https://blog.southerncrosspartners.co.nz/hubfs/will-li-SkQGBCsOedg-unsplash.jpg)
![Little toy house next to magnifying glass](https://blog.southerncrosspartners.co.nz/hubfs/tierra-mallorca-NpTbVOkkom8-unsplash.jpg)
![Queenstown at sunrise](https://blog.southerncrosspartners.co.nz/hubfs/photoholgic-6EXdJNbjxV0-unsplash.jpg)
![Couple climbing a hill](https://blog.southerncrosspartners.co.nz/hubfs/david-marcu-wcHCzgo0_mQ-unsplash.jpg)
![Two people sitting down and working out a loan renewal](https://blog.southerncrosspartners.co.nz/hubfs/loan%20renewal%20%231.png)
![Auckland city suburbs, with the harbour bridge in the distance](https://blog.southerncrosspartners.co.nz/hubfs/residential-refinance%20%231.png)
![Investor sitting at their computer](https://blog.southerncrosspartners.co.nz/hubfs/investor%20FAQs%20%231.png)
![Auckland city skyline](https://blog.southerncrosspartners.co.nz/hubfs/aukland-g389dc8ba8_1920.jpg)
![Wellington at sunset](https://blog.southerncrosspartners.co.nz/hubfs/BLOG_mar22_global-economic-tsunami.jpg)
![](https://blog.southerncrosspartners.co.nz/hubfs/dan-burton-x6EokdaNzJc-unsplash.jpg)
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![](https://blog.southerncrosspartners.co.nz/hubfs/auckland-sunrise-300x175.jpg)
![Builder working in New Zealand construction](https://blog.southerncrosspartners.co.nz/hubfs/callum-hill-oamw52SCGi0-unsplash.jpg)
![](https://blog.southerncrosspartners.co.nz/hubfs/casey-horner-C_dovODS39M-unsplash.jpg)
![](https://blog.southerncrosspartners.co.nz/hubfs/tyler-lastovich-etuPl3bjiOk-unsplash.jpg)
![The Auckland skyline.](https://blog.southerncrosspartners.co.nz/hubfs/aaron-birch-W_J6ZNPGru4-unsplash.jpg)
![A beautiful New Zealand landscape](https://blog.southerncrosspartners.co.nz/hubfs/yoann-laheurte-oVGWiOe492Y-unsplash%20%281%29-1.jpg)
![Couple watching the New Zealand sunset.](https://blog.southerncrosspartners.co.nz/hubfs/this-guy-0wj9UzI0nSg-unsplash-1.jpg)
![A beautiful New Zealand home](https://blog.southerncrosspartners.co.nz/hubfs/steve-prosser-C7AH4SGqpSw-unsplash%20%281%29.jpg)
![A couple watching the sunset.](https://blog.southerncrosspartners.co.nz/hubfs/this-guy-0wj9UzI0nSg-unsplash-2.jpg)
Our focus at Southern Cross Partners is all about helping people start new opportunities.
![A sailing ship, on the ocean.](https://blog.southerncrosspartners.co.nz/hubfs/artem-verbo-zHg5TXgVoGQ-unsplash%20%281%29.jpg)
One of the most common questions we get from financial advisors who are new to specialist lending...
![A New Zealand beach at sunset](https://blog.southerncrosspartners.co.nz/hubfs/casey-horner-C_dovODS39M-unsplash-1.jpg)
Even before the March 2020 lockdown, Southern Cross Partners was set up to operate fully remotely....
![A beautiful New Zealand property.](https://blog.southerncrosspartners.co.nz/hubfs/steve-prosser-C7AH4SGqpSw-unsplash.jpg)
With nearly 25 years’ experience, Southern Cross Partners runs a specialist lending division that...
![A New Zealand builder, working in the construction sector](https://blog.southerncrosspartners.co.nz/hubfs/callum-hill-oamw52SCGi0-unsplash.jpg)
Christina Leung, Principal Economist and Head of the Auckland Office, NZIER
![](https://blog.southerncrosspartners.co.nz/hubfs/this-guy-0wj9UzI0nSg-unsplash-3.jpg)
Our focus at SCP is all about helping people start new opportunities. In our last newsletter we...
![](https://blog.southerncrosspartners.co.nz/hubfs/steve-prosser-C7AH4SGqpSw-unsplash%20%281%29-1.jpg)
The banks have long been at the mercy of loan-to-value ratios (LVR) when it comes to lending. But...
![](https://blog.southerncrosspartners.co.nz/hubfs/yoann-laheurte-oVGWiOe492Y-unsplash%20%281%29-1.jpg)
Christina Leung, Principal Economist and Head of the Auckland Office, NZIER
![Man on top of snowy mountain](https://blog.southerncrosspartners.co.nz/hubfs/katie-mcbroom-3VxWVoU4XLE-unsplash_300x175.jpg)
In this COVID world a lot can change within a day, like it did on Tuesday the 17th of August. But...
![beach sunset](https://blog.southerncrosspartners.co.nz/hubfs/petr-vysohlid-9fqwGqGLUxc-unsplash.jpg)
Heather Kentsley, Investment Manager, Southern Cross Partners
When I joined Southern Cross Partners...
![house being built](https://blog.southerncrosspartners.co.nz/hubfs/152662302444280233-10%20-%20Copy-1.jpeg)
During the last few months, we’ve seen a significant increase in applications for construction...
![person enjoying sunset](https://blog.southerncrosspartners.co.nz/hubfs/nik-shuliahin-fngMLvQUP-I-unsplash.jpg)
Social media is a great tool to market your business to new clients and keep in touch with existing...
![mount taranaki skyline](https://blog.southerncrosspartners.co.nz/hubfs/yoann-laheurte-oVGWiOe492Y-unsplash-1.jpg)
As a specialist lender we don’t compete with bank lending. We bridge the gap to bank lending.
![hooker valley track](https://blog.southerncrosspartners.co.nz/hubfs/tyler-lastovich-etuPl3bjiOk-unsplash-1.jpg)
Christina Leung, Principal Economist and Head of the Auckland Office, NZIER
![A couple in need of specialist lending, watching the sunset.](https://blog.southerncrosspartners.co.nz/hubfs/specialist-lending-sunset-300x175.jpg)
![A New Zealand builder constructing an investment property.](https://blog.southerncrosspartners.co.nz/hubfs/construction-lending-300x175.jpg)
In March 2021, the way property investors are taxed in New Zealand changed. Over time we expect...
![A couple in need of specialist lending, watching the sunset.](https://blog.southerncrosspartners.co.nz/hubfs/specialist-lending-sunset-300x175.jpg)
Hend Abdel Salam, Business Development Manager - Lending
![](https://blog.southerncrosspartners.co.nz/hubfs/auckland-sunrise-300x175-1.jpg)
Christina Leung, Principal Economist and Head of the Auckland Office for NZIER
Budget 2021 is a key...
![What is an Open Bridge Loan?](https://blog.southerncrosspartners.co.nz/hubfs/Blog%20images%20/SCP%20Open%20Bridge%20Loan%20Blog%20Header.png)
Southern Cross Partners loans are mostly short-term, bridging loans, but what does that mean? There...
![Lending to the Right People: How we Run Our Credit Check Process](https://blog.southerncrosspartners.co.nz/hubfs/Blog%20images%20/H%26D%20_%20Blog%20Hero%20Image%20Template%20%284%29.png)
As an investor, one of the key evaluations to take into consideration when making investment...
![](https://blog.southerncrosspartners.co.nz/hubfs/scp%20p2p%20benefit.jpg)
In early November, Southern Cross Partners awarded its first full tertiary scholarship, and two...
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Every loan application mortgage advisors deal with is different. Every person has a story to tell...
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As with all financial decisions you will make in your life, there are many options and not all of...
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As the economy changes and new regulations begin to be introduced, the landscape is changing for...
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One of the biggest apprehensions we hear from Kiwis looking into peer-to-peer investment...
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In the middle of a financial crisis like COVID-19, it's completely understandable to feel anxious...
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Traditionally the stock market has been the 'go-to' space for investors to build a portfolio and...
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Pair-to-pair lending is an excellent opportunity for both borrowers and lenders to bypass the...
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If you're considering making an investment in a non-bank lending option, we understand that you...
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The low interest rate environment that we’ve been operating in for a while now sees no sign of...
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If you're looking to invest in peer-to-peer lending and finance borrowers who have opted for a...
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So the bank rates are rapidly declining and you are looking for alternative ways to invest.
You...
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There are plenty of investment options out in the market place for you to choose from - stocks,...
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We all know that New Zealand investors have had a love affair with owning and investing in property...
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As an investor, you already know the importance of investing your money instead of hoarding it. A...
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Recession - the word itself can cause panic among the masses. With a recession comes unemployment,...
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Almost all investments come with their own risks and rewards.
Ideally, your investments should...
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As you move closer to retirement or if you have retired already, one of the biggest challenges for...
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Retirement is the time to enjoy the fruits of your labour. Less work and more play - you've earned...
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Here at Southern Cross Partners we’ve become aware that New Zealand parents are finding it harder...
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Proposals to make mortgage advisers disclose commissions are a good thing that will help protect...
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When you’re retired, you want to be able to maintain a reasonable income level while still accruing...
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Established in 1997 as Southern Cross Finance Limited, the company was born to assist everyday New...
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Banks want finished houses, and builders want to build them. It seems like a match made in Heaven,...
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The Global Financial Crisis led to the Government and the Financial Markets Authority (FMA) making...
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South Korea has recently called for New Zealand to lead the regulation of cryptocurrencies....